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How to Quickly and Easily Send Money Online

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Using mobile apps and your computer is an easy and convenient way to send money over the Internet. Thanks to mobile banking and websites offering financial services, it's possible to avoid sending money through the mail entirely. Under some circumstances, it's possible to incur fees. So, be wary of where you're sending money, the services you're using, and the providers you're choosing. Here are some steps you can follow to learn how to quickly and easily send money online and avoid using the mail system for transferring funds or making payments.

Use Services and Apps That are Person-to-Person

There is a broad range of web services and phone applications allowing you to send money on line at no cost. All you have to do is link these services to your checking or savings account. If you would prefer to link your credit card instead, you will incur a minimal fee. These payment services are optimal for sending money quickly to individuals online. Under most circumstances, both the sender and the recipient need to have the service provider's account.

Use Banking Services

It's also possible to send money to individuals directly from your bank using online banking. Many banks use online services to facilitate transfers seamlessly from one bank to another. Under some circumstances, you'll need to visit your branch or call them to conduct the transfer. However, many online banking services and apps have P2P or Personal Payment options. Be sure to research whether or not your bank charges fees for this service.

Complete Money or "Wire" Transfers

Western Union or sending money via MoneyGram, as well as other competing send money service will complete money or "wire" transfers for you. These transfers no longer require you to visit a physical location to perform the transaction. Instead, you can use your computer or smartphone app to make or request payments. It's also possible to send money overseas, like if you want to send money to Philippines or you plan on sending money to Australia, for example, as well as domestically. If, for example, you want to send money to prisoner online, it's possible to do so with these services. However, using Jpay send money is optimal.

Use Overseas Money Transfer Services

For those who need to send money overseas, there are many services available to help you achieve that goal quickly and easily. Be aware that, online send money overseas will incur a minimal fee. So, if you want to use a BBC send money or the RIA send money online service, for example, be prepared for the added expense.